Moneytrust Microfinance Bank Limited is recruiting to fill the following positions:
1.) Head of Operations
2.) Loan Recovery and Loan Monitoring Officer
3.) Business Development Executive
Moneytrust Microfinance Bank Limited, a leading solutions-driven microfinance bank in Nigeria. Our mission is to be the microfinance bank of repute, building our customers one at a time with integrated ICT solutions.
See job details and how to apply below.
1.) Head of Operations
Location: Lagos
Employment Type: Full-time
Job Description
- Supervise and coordinate branch operations activities on a daily basis
- Maintain a highly motivated, skilled, and trained workforce with operations
- Ensure that all activities and process undertaken by the operations unit conform to set standards pertaining to banking policies
- Ensure technical, banking, and operation policies are efficiently and appropriately achieved
- Manage centralized loan processing and account opening functions to ensure efficiency, quality, and control over loan creation and completeness of Know Your Customer (KYC) / Anti-Money Laundering (AML) activities
- Vault balancing
- Central Operations – Account Services, Clearings, Payments, Cash Management and Reconciliation
- Card Operations – Account Services, Reconciliation of the Bank’s debit card activities
- Safeguard customer data and protect against fraud through the management of authorization levels and access rights
- Treasury Operations – FI Transaction activity and 3rd Party Funds / Investment processing
Customer Service:
- To establish and maintain appropriate management of treasury liquidity position of the company at every point in time
- To ensure that loan account debit position is reduced to the barest minimal for reduced loan interest at the end of the month
- To coordinate instant transfers to various company bank account to meet disbursement needs
Leadership:
- Develop and manage a team of well-trained, focused and motivated Banking Services staff
- To demonstrate and /or develop a proactive “change the Bank mindset”
- To ensure deliverables of team assigned
- To perform any other duty assigned by management from time to time.
Requirements
- Bachelor’s Degree qualification.
- 7 years Experience.
Application Closing Date
21st December, 2020.
Method of Application
Interested and qualified candidates should send their Applications to: [email protected] using the Job Title as the subject of the mail.
2.) Loan Recovery and Loan Monitoring Officer
Location: Lekki, Lagos
Employment Type: Full-time
Responsibilities
- Keep track of assigned accounts to identify outstanding debts
- Plan a course of action to recover outstanding payments
- Locate and contact debtors to inquire about their payment status
- Negotiate payoff deadlines or payment plans
- Handle questions or complaints
- Investigate and resolve discrepancies
- Create trust relationships with debtors when possible to avoid future issues
- Update account status and database regularly
- Alert superiors of debtors unwilling or unable to pay when necessary
- Comply with requirements when legal action is unavoidable.
Requirements
- B.Sc / HND in Business Administration, Banking and Finance
- High School Diploma is preferred
- 2-3 years experience
- Proven experience as a debt collector
- Experience in working with targets and tight deadlines
- Knowledge of relevant legal requirements
- Working knowledge of MS Office and databases
- Excellent communication and people skills
- Apt in negotiating and persuading
- Ability to be polite and compassionate without lacking confidence.
Application Closing Date
21st December, 2020.
Method of Application
Interested and qualified candidates should send their Applications to [email protected] using the Job Title as the subject of the mail.
3.) Business Development Executive
Location: Lekki, Lagos
Employment Type: Full-time
Responsibilities
- You are to do all that is legal and just to bring in new clients
- Identifying market potential by qualifying accounts.
- Initiating sales process by scheduling appointments; making initial presentation; understanding account requirements.
- Closing sales by building rapport with potential clients; explaining the companies product and service capabilities; overcoming objections; preparing contracts.
- Expanding business relationships with existing clients by introducing new products and services; developing new benefits for existing products (loans and deposits).
- Contributing information to market strategy by monitoring competitive products and reactions from accounts.
- Recommending new products and services by evaluating current product results; identifying needs to be filled.
- Updating your job knowledge by participating in educational opportunities.
- Accomplishing marketing and organizational goals by meeting set targets monthly and quarterly.
Requirements
- OND, HND, B.Sc can apply
- Experience: 2 years
- Strong computer literacy
- Outspoken and courageous
- Very familiar with social media tools
- Very diligent
- Teachable/ Willing to learn/ Loves learning
- Great presentation skills
- Ability to convince prospects to become customers
- Be open to correction.
Other requirements are:
- Internal Communications, Informing Others, Verbal Communication, Closing Skills, Motivation for Sales, Sales Planning, Territory Management, Prospecting Skills, Persistence, Meeting Sales Goals.
Benefits
- Basic pay + generous commission + Bonuses when you score target goals
- Collaborative work environment.
Application Closing Date
21st December, 2020.
Method of Application
Interested and qualified candidates should send their comprehensive CV / Resume in PDF or Word format to [email protected] Stating the role as the subject of the mail.
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